Senin, 17 Agustus 2009

“Thinking About 'Ca$h for Clunkers?' Don't Forget the Insurance - PR Newswire” plus 3 more

“Thinking About 'Ca$h for Clunkers?' Don't Forget the Insurance - PR Newswire” plus 3 more


Thinking About 'Ca$h for Clunkers?' Don't Forget the Insurance - PR Newswire

Posted: 17 Aug 2009 12:00 PM PDT

BLOOMINGTON, Ill., Aug. 17 /PRNewswire/ -- You may be looking to the Cars Allowance Rebate System (CARS) to put you into a newer, more fuel-efficient vehicle. While you crunch the numbers to see if you qualify, you should also consider your insurance costs.

A newer vehicle typically costs more to insure for several reasons:

  1. One of the many factors used in determining insurance premium is the manufacturer's suggested retail price (MSRP). A more expensive car is, the more it costs to repair or replace.
  2. The costs associated with repairs on a new vehicle are typically greater than on an older vehicle because the parts are more expensive.
  3. If you are financing, you are typically required to carry more coverage on a newer vehicle.

There are ways you can lower the cost of insurance for that new car or truck you've been considering:

  1. Consider a higher deductible -- It will usually result in a more affordable premium.
  2. Ask about discounts -- Multi-line, good student, and safe driver discounts can save you a bundle. Ask your agent about other available discounts.
  3. Drive less -- If you don't drive as much, you're less likely to get in an accident. That will result in lower insurance costs.

Whether you're participating in CARS or not, it's a good idea to have a conversation with your agent about the true cost of your new ride.

Vehicle research tools like make and model ratings are available at: http://www.statefarm.com/insurance/auto_insurance/auto_insurance.asp?WT.svl=3

About State Farm(R):

State Farm insures more cars and homes than any other insurer in the U.S., is the leading insurer of watercraft and is also a leading insurer in Canada. State Farm's 17,700 agents and 68,600 employees serve 81 million policies and accounts - more than 78.7 million auto, fire, life and health policies in the United States and Canada, and more than 1.9 million bank accounts. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 31 on the Fortune 500 list of largest companies. For more information, please visit statefarm.com(R) or in Canada statefarm.ca(R).

SOURCE State Farm

Website: http://www.statefarm.com




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ICSC: Capital markets thaw key to recovery - Birmingham Business Journal

Posted: 17 Aug 2009 11:53 AM PDT

International Council of Shopping Centers Chief Executive Officer Michael Kercheval said the government must repair the capital credit markets and improve liquidity for the retail commercial real estate industry to see improvement.

"The retail industry is experiencing one of the worst economic downturns in more than 50 years. If there's no money, nothing else matters. We have to get the capital markets working again," Kercheval said Monday at the ICSC 2009 Florida Conference at the Gaylord Palms Resort and Conference Center in Kissimmee.

The ICSC is lobbying for changes to the federal tax code that would allow issuers of commercial mortgage-backed securities to extend commercial real estate loans without facing a tax penalty. In addition, the retail group, which has 60,000 members, is urging state governments to relax the capital requirements that banks have to meet on performing commercial real estate loans.

"It's about Main Street, it's not about Wall Street," Kercheval said. "There is no more local industry than the shopping center industry. So far in this recession, more jobs were lost in real estate and construction than the entire auto industry employs. … It is our industry that is hardest hit and it's also our industry that carried the economy for the last six, seven or eight years."

On Monday, the organization also released an update on Florida's retail industry.

In the Tampa Bay area, roughly 90.9 percent of the 91.8 million square feet tracked by CoStar was occupied midyear, compared to an occupancy rate of 91.7 percent a year ago, according to the report. Rental rates dropped about 4.4 percent to $15.67 per square foot.



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Glasweld Develops Affordable Marketing Products and Campaigns for ... - PR Inside

Posted: 12 Aug 2009 12:24 AM PDT

2009-08-12 09:20:06 - Team of glass repair marketing professionals from GlasWeld create turnkey, customized solutions for glass repair businesses

Bend, Oregon, August 12, 2009 -- GlasWeld, an industry leader in glass repair since 1982, today announced the launch of its targeted marketing division, Vortex Ad Group. Drawing on decades of experience in the glass repair industry, this marketing team has created a complete line of professional and affordable marketing materials targeted specifically for auto glass repair companies. Glass repair

or restoration companies can use the new marketing products to help grow their business and build their customer base.

"We created Vortex Ad Group because we know many small and medium companies don't have the resources to direct toward professional marketing and advertising," said Lori Patch, marketing director for GlasWeld. "Our experience in the glass repair industry has allowed us to create a large array of marketing products that are customizable and easy to implement for our clients."

Logos, brochures, flyers, posters, television and radio spots, display advertising and signage are just some of the products that the company is offering. Each product can be purchased as stand-alone or as an integrated campaign, and every item is customized with the client's name, logo and contact information. The advertising and marketing products focus specifically on promoting auto glass repair within a company's market area.

Products can be viewed at store.glasweld.com/ and more information can be found at www.glasweld.com/marketing.

About GlasWeld
Based in Bend, Oregon, GlasWeld provides complete glass repair solutions—from revolutionary equipment to unparalleled training programs and technical support—for both flat glass and auto glass. The company's flagship Gforce Scratch Removal System for glass scratch removal and G3fusion Auto Glass Repair System for windshield repair are distributed worldwide through an international distribution network. GlasWeld's product lines have been developed based on decades of industry research, development and customer feedback. Because glass repair is intrinsically sustainable, GlasWeld has integrated creative, tangible environmental initiatives into its daily operations, including ongoing education for the greater glass industry. For more information, visit www.glasweld.com or call 800-321-2597.

Contact:
Lori Patch
GlasWeld
Bend, Oregon
541-388-1156 x 114
lori@glasweld.com
www.glasweld.com



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Slow economy may delay important car repairs - ABC 4

Posted: 13 Aug 2009 03:47 PM PDT

SANDY, Utah (ABC 4 News) - ABC 4 News warned you on Wednesday about dangerous trucks on our Utah roads, now it's cars. A recent report by the Car Care Council says 80 percent of vehicles on the road right now are in need of repairs or service. However, in these lean economic times many people cannot afford car repairs.

At Big O Tires in Sandy, Derek Edwards says he's getting more and more customers who are holding off too long before they get new tires. So, they're coming in with tires that are ripped apart, tread worn down to the core, or even breaks that are showing signs of metal against metal. Edwards says, "They don't know what they're going to do with their job security. They don't know what kind of finance and income they're going to have."

He says that makes matters only worse. He showed us worn breaks that turned one job from $130.00 to $230.00. Edwards say financing might be a way for people to get them over the hump for now.

Meanwhile Tim Stapleton at GT Automotive in South Jordan says he's also seeing more people put off much needed repairs because of the tight economy. He says some customers are trying to save money by bringing in their own parts.



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